This privacy policy sets out and explains how Over-finance uses and protects any information that you give to us, if any, when you use our website at: https://www.over-finance.com (hereinafter after the “Site”).

Please note that this privacy policy may be modified or supplemented at any time by Over-finance, in particular to comply with any legislative, regulatory, jurisprudential or technological changes. In this case, the update date will be clearly indicated at the beginning of this policy. These modifications will be binding on the User as soon as they are published online. It is therefore recommended that the User regularly consults this privacy policy and the use of cookies in order to be aware of any changes.

1- Who is the controller of your personal information?
In accordance with applicable data protection legislation, we inform you that we are (in most cases) the controller of the personal information that we collect, receive and process about you, as described below. This legislation includes Regulation (EU) 2016/679 of 27 April 2016 (the “GDPR”) and any other national or supranational statutory law applicable to us (together the “data protection legislation”).

We may also act as a data processor in specific circumstances where we receive strict and detailed instructions to process personal information on behalf of third parties.

For any questions regarding our processing of personal data, you can contact us at the following address: contact@lmdf.over-finance.com

2- Why do we process this information?
The information you enter on contact@lmdf.over-finance.com is stored for processing by Google Analytics (visitor statistics, newsletter, list of publications, etc.). The following information is recorded: IP address (the Internet address of your computer), date and time of your visit, type of computer, browser and operating system you are using, URLs from the websites that referred you to the site you take through the website. You can read the Google Analytics privacy policy.

Personal data will only be processed by Over-finance in order to allow you to use informative tools, to be able to carry out statistical processing and to carry out emailing campaigns. It will not be used for any other purpose and will not be stored in our systems beyond the time necessary to fulfill that purpose.

Your personal data is not shared with third parties for commercial purposes. Over-finance may make your data available to third parties acting on its behalf. Their access is limited to the information necessary to carry out their mission for us. Over-finance works with Mailchimp to send its newsletter. More information about Mailchimp's privacy policy here.

3- How long do we keep personal information?
Over-finance will retain your Personal Information only for the time required for the purposes for which it was collected, which may in no case exceed 13 months.

4- What are the rights of data subjects with regard to their personal information?
Subject to the conditions of data protection legislation and, where applicable, data subjects have the following rights:

The right to be informed
The right of access
The right to rectification
The right to erase
The right to restrict processing
The right to data portability
The right to object
Rights relating to automated decision-making and profiling
To exercise these rights, data subjects may send a written request to contact@lmdf.over-finance.com

Data subjects also have the right to direct any complaints relating to our processing of personal data concerning them to the competent supervisory authority for data protection in Luxembourg, the National Data Protection Commission.

5- How can you get more information?
For any questions regarding our processing of personal data, you can contact us at contact@lmdf.over-finance.com

6- How will we update this privacy policy?
Changes may occur in the way we process information. In the event that these changes require us to update this Privacy Policy, we will bring this to your attention and may do so by any means such as by email, letter, hyperlink to our website or otherwise.