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How does a loan with Over-Finance work?

In 3 steps, receive your funds in your account: it's clear and simple, nothing is hidden from you!

1. Apply online

Over-Finance tells you everything
next whether it’s yes or no…
No nonsense!

2. Submit your complete file

Sign your contract online and download your documents quickly, easily and securely.

3. Receive your funds quickly

Over-Finance does not hide the origin of the funds entrusted to you

Over-Finance supports you in all your projects

Unrivaled speed

Our technology at the service of rapid credit: immediate definitive response(1) and provision of express funds… 

Our teams at your side

You have a question ? We have the answer ! All our advisors are here to help you.

Customers won over

Our customers love us: their satisfaction reaches an average rating of 4.8/5 out of nearly 50,000 reviews! 

OVER-FINANCE, the partner for all your projects:

An organization specializing in personal consumer credit, offers you a range of loans at attractive rates to help you finance all your projects: works, decoration, car or personal, as well as a range of additional insurance. Being a partner company means supporting your customers in every moment of their lives and offering them the highest quality. This guarantees clear and rapid responses to each request. It means having a team of real credit specialists, constantly trained. Being a responsible credit company also means accepting the strictest controls. OVER-FINANCE is committed to this.

OVER-FINANCE is committed to your side:

We advise you to instantly meet your financing needs and find solutions for every moment of life:

- Quickly make an essential purchase a reality;
- Choose a higher-end product;
- Combine multiple purchases without waiting;
- Dealing with an unexpected event.

You also benefit from personalized, daily monitoring and our advisors can take stock of your situation at any time to arrange and adapt your credits:

- Accelerate or pause repayments;
- Reschedule monthly payments;
- Combine several credits;
- Rearrange or readapt each situation.

 

In addition, if you are already an OVER-FINANCE customer, you can benefit from special offers that are exclusively reserved for you. All these services are available live and permanently via the internet or on our online server.


OVER-FINANCE is committed to impeccable quality of service: Quality of service is our number 1 priority and our 80 advisors take particular care with each request:

- We are committed to always responding to customer requests.
- We are committed to providing clear and precise answers.
- We are committed to guaranteeing the competence of each advisor.


OVER-FINANCE respects its commitments:

To maintain a consistently high level of requirements, OVER-FINANCE develops three areas of permanent control: Continuous and permanent training of employees who are true specialists in personal credit, always at the forefront of new products. Regular satisfaction studies to guarantee the sustainability of the quality of service from one year to the next. Thus, the overall satisfaction index has always been higher than 8 out of 10 for several years and more than 80% of those questioned would recommend us as a credit organization. OVER-FINANCE thus gives itself the means to respect its commitments to offer the best to its customers.

Over-Finance

      Fast,simple and reliable

NEW - Optimize your expenses for free with Over-finance!

Financing is granted subject to final acceptance byOver-finance after studying your file. You have a right of withdrawal of 14 calendar days from the signing of the loan contract offer. If your application is definitively accepted,Over-finance keeps a certain number of your supporting documents for the duration of your contract.

You can exercise your right of access, rectification, erasure, portability of personal data concerning you, or oppose their use for prospecting purposes or limit their processing by contacting customer service;inclicking here.

Borrowing rates (APR) are fixed and vary from 0.10% to 21.61% and the duration of the loan is between 6 and 240 months.

Over-finance : SA with Management Board and Supervisory Board with capital of2,000,000€ - Head office: 24 Bd du Général Gallieni, – 93600 Aulnay-sous-Bois – France

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Over-Finance

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