Your usual requests

"Personal loan“Over-finance

Currently, many households have insufficient cash flow to realize life projects. In the event of an unforeseen situation, this lack of cash flow can be just as problematic. With Over-finance, obtaining an online personal loan associated with key advantages is possible. We guide you. Organizing a wedding, going on a trip, buying a car or doing work... Very often, these are expensive life projects that require borrowing money. We will help you see things more clearly.

"Credit toto" Over-finance

The car loan allows you to finance the purchase of a new or used vehicle. This loan allows you to have a sum of money of€1,500 to €35,000 for a car over 2 years old or a new car, usable at your convenience for the acquisition of a motorcycle or a new or used car.

It's hard to know what the ups and downs of life have in store for us. In the event of an unforeseen event, Over-finance promises you flexible management of your car loan. You have the possibility of deferring a due date without management fees up to twice a year.

“Motorcycle credit” Over-finance

Do you want to buy a used or new motorcycle? Or just buy a new scooter?Over-finance can help you make your project a reality thanks to its motorcycle loan.

Are you fed up with traffic jams and expensive maintenance on your car? Have you decided to opt for a motorcycle or scooter? There are many reasons to buy a new two-wheeled vehicle.Over-finance is here to help you make your motorized projects a reality.

Motorcycle credit allows you to finance the purchase of a new or used two-wheeled vehicle. This loan allows you to have a sum of money of€1,500 to €35,000 usable at your convenience for the acquisition of a new or used motorcycle or scooter.

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Revolving credit Over-finance

Has your washing machine failed you? Have you fallen for the latest touchscreen tablet? Revolving credit is designed to help you meet unforeseen expenses or to carry out your projects. You can freely use the amount made available to you as and when you need it.

A sum of money called a “reserve” is made available to you, it can be used in whole or in part as you need it. The borrower decides his repayment period according to the conditions of his credit contract. The revolving credit is replenished as repayments are made. The part of the capital repaid becomes available again and you can use it again as you wish.

“The work loan” Over-finance

Renovating your house, expanding it, renovating it or giving it a facelift, are a lot of work projects that require a significant investment both in terms of time and money.

A work loanOver-finance allows you to have an amount of€1,500 to €75,000 to carry out both small development or decoration work as well as real renovation or extension work. You choose your materials, your suppliers, your service providers at your own pace, and according to your desires, whether it is, for example, renovating the house, beautifying the living room or fitting out the basement. If you want to do your work yourself! Nothing is stopping you.

The work credit is aimed at owners or tenants wishing to undertake work. If you are an owner, it is possible to take out a work loan for both your main and secondary home.

Other loans

If we can see one thing in recent years, it is the renewed interest that citizens have in the second-hand market since thestart of the financial crisis! Better yet, where the second-hand market allows for better consumption, it can also become a source of partial and occasional income. So, why not get rid of your old acquisitions to find the amount of money necessary for your unforeseen budgetary needs? Clothing, shoes, telephones, computers, books, games, toys, wine, construction equipment, everything is sold, everything is negotiated and everything is a pretext for profit on online classified ads sites, so don't hesitate to take your Pin !

If your immediate need for money is more significant, why not turn to the revolving credit ? This solution, proposed among others by Franfinance, offers a fairly significant range of possibilities. In particular, that of choosing the type of payment that corresponds to your needs:

Paying your revolving credit in cash, for example, which allows free deferred debit of up to 34 days.
And credit payment which allows payment to be spread over small monthly payments.